Get a Business Loan

Take your next step with fast, affordable business financing.

Apply Now
Invest

Learn how you can invest in American small business.

Resources

Get inspired, read advice, and learn how to help your business thrive.

About us

Find out how we’re building a better financial world.

Resources >   Small Business Loans  >  Term loans  >  

What business lenders actually care about

Term loans

What business lenders actually care about

Updated: Mar 14, 2017

What business lenders actually care about

Traditionally, many banks have been pretty protective of their credit criteria — the list of factors that go into deciding whether to approve or deny your loan application.

But for small business owners like you, this black box approach can be the beginning of an endlessly frustrating experience. Imagine applying for a job without seeing the job description first. Or auditioning for American Idol without meeting the judges.

At Funding Circle, we believe you should understand exactly what you’re getting into from the very beginning. That’s why we’ve put together this credit criteria guide for all small business owners.

When you download this free guide, you’ll get an inside look at the five categories of criteria most commercial lenders consider when evaluating a business like yours for a loan.

Download the guide

Chris Capecelatro

Chris Capecelatro is Funding Circle's U.S. director of underwriting. Previously, he managed credit risk for a global casualty insurer in addition to working in commercial lending for a local bank.

Tags: Term loans

COVID-19 Small Business Updates

The latest news about Small Business Relief programs and COVID-19 related resources

By clicking “Sign Up for Updates” you agree with our terms of use and acknowledge the privacy policy

Keep Reading See all articles

Take your business further.

dots image

Sign up for Funding Circle newsletter!

Get our latest news and information on business finance, management and growth.

Great Review:

5779 REVIEWS